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ZMS is Zegham Medical Services Private Limited.

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It is Registered in RoC (Registration of Company) office Chandigarh, Govt. Of India.

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U33309HP2018PTC006957 Under Companies Act, 2013(18 of 2013)

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Company Head Office is in district Kullu, Corporate office is, Near District Judicial Court Complex, Behind Animal Husbandry Hospital, Kullu, District Kullu H.P.

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Initially it will work in Himachal, and then all over the India.

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The ZMS company was established in April 2018.

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Main motive of the ZMS is to provide essential health services to public in private sector in less rate than the market price to reduce burden on their pocket.

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ZMS Health card is a discounted medical service which provides you medical facilities at discounted rate in hospitals, Pharmacies, Laboratories and diagnostic centers empaneled with Zegham Medical Services Private Limited.

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No, ZMS is not at all an insurance company

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Employees who are working in ZMS or authorized by ZMS can make these cards.

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Any family can make this card, whether they belong to APL or BPL, SC or ST, OBC or any other layer. Families having govt. job or pensioner can also make this card to avail the direct discount on counter.

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The family who have ZMS health card can avail this facility in any ZMS empaneled institution.

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In Rural its cost is 750/- and in Urban its cost is 1000/- per family (maximum 4 members).

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Only 4 members can be enrolled in card @ 750 or @1000, and in addition to every family member 200/- extra will be charged.

e.g. if a family have 11 members in Rural area, cost of the card will be

Basic Cost Additional Cost Total Cost

Wrong calculation 750 4 members) 1400(7X200 for 7 more members) 750+1400=2150

Right Calculation 750(4 members) 400(2X200 for 2 more members) 750+400=1150

750(4 members) 200(1X200 for 2 more members) 750+200=950

Total 2100 (saved Rs. 50/-)

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Validity of the ZMS Health Card will be of 1 year.

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You can avail ZMS Health Card facility in any institution which is empaneled with ZMS.

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It is a never-ending process, you will get the latest list of empaneled institutions of your respective district or area assigned to you.

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Different institutions have offered different rates of discount, but it varies between 5%-30%. Many institutions have offered free registration and maximum discount on services they are offering.

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You can use ZMS Health Card as many times as you want till the expiry of the Card.

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First every card holder will get a list of empaneled hospitals or institutions with ZMS Health Card, so it is very easy to find the empaneled institution. If any instance someone lost their list, they can ask for the same through message or on email by contacting on our office number. ZMS card holder can also find the empaneled partner by the stickers on the wall of the institution having “ZMS CARD ACCEPTED HERE”.